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Synchrony Disclaimer for 'No Interest for 12 months or 5.99% APR for 36 Months'... LIMITED TIME: No Interest if paid in full within 12 months^ - Offer effective 11/27/2024 - 12/11/2024
*Special 12 Months offer effective 11/27/2024 - 12/11/2024
On qualifying purchases of made with your Sewing & More credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.
^Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts: As of 05/01/24: Purchase APR is 29.99%. Minimum Interest Charge is $2. As of 07/16/24: Purchase APR 34.99%.Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 12 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

5.99% APR with fixed monthly payments for 36 months++
On qualifying purchases made with your Sewing and More credit card. Fixed monthly payments required for 36 months.
++Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. Interest will be charged on the promo purchase, including related optional debt cancellations fees, from the purchase date at a reduced 5.99% APR, and fixed monthly payments are requirement until paid in full. These payments are equal to 3.0417% of initial total promo purchase amount, rounded up to the next whole cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 12 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

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